45 mil is more than enough to upgrade alot. Your gear has alot of issues.
1 you care too much about resist.
2 your offhand should be the EF your mainhand should always be the one with the higher average dmg range.
3 your not even using the fact you can double resist on like anything so pick a resist as you start buying this new gear.
You can build a set pretty cheap I build a buddy a 100k+dmg set for like 12 mil with 35k hp and like 500 resist.
Personally building a set for 45 mil with what you already have id basically replace it all.
inna's chest with atleast 130 vit that should cost you like 7 mil
Inna's temperance with w/e resist you want to use 2-4 mil
Bracers with 100+dex/75+vit/4+% crit and whatever resist you choose to use.
Dex/vit/crit hit/crit dmg/possible resist if you can find a pair resist isnt nessicary though.
Mainhand with 2.5%+ lifesteal and open socket Optional since yours isnt too bad but LS>LOH once you have dmg
2 80% crit gem for your weapons 3 mil
Echoing fury with a socket 1000-1100 dmg 5-10 mil
Also if you can find good enough pair and have enough gold left over.
Nat boot/Nat ring. if not just replace your one ring with a Good Unity with either all resist or w/e resist your using.
Im sending you a friend request in game. Msg me Moshrooms#1279 if you want I could walk you through building a monk set step by step Ive built enough of them :).