I don't mind the 30 seconds wait if you are paying in multiplayer as it gives the others a chance to take care of business - or die trying. (also time for them to resurrect you)
Not only am I pissed off when i die continiously for 20 minutes against an elite pack, i'm also raging that i have to wait 15 seconds as i watch their health slowly regen all the way full after having them down to like 10k left. So aggravating!
no we'll pay 8k+ gold every 3-4 deaths now ;(