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    posted a message on Politics
    Quote from "Sargeant_Warden" »
    Except in Canada, England, France, Denmark, Sweden . . .

    America spends, on average, around $6500 per person a year, while England spends around $3000 (converted from ?), and we don't cover everyone, and our insurance companies reserve the right to deny to pay for pre-approved operations.

    And about wait times? Canada, England, and France all have private insurance companies. That's right, after 61 years of completely socialized health care, England still has a strong private insurance sector for those who can't stand "the wait."

    Our private insurers are expected to raise their premiums at six times the pay raise rate in the coming years, while continually dropping and denying people from their plans.

    One of the first things you learn in economics is that there is no free lunch. Sure, you pay a higher healthcare premium than those in Britain, but how much less in taxes are you paying as well?

    At least you can, in America until Obama takes it away, pick and choose which insurance companies you want to deal with and what they will cover for you.

    In Britain, they choose the medicine for you and if that medicine doesn't work, tough. If you know a better treatment, they will not cover it for you if it hasn't been prior approved.

    http://www.burtonreport.com/InfHealthCare/BritNatHealthServ.htm

    IN socialized healthcare systems, to ration care, they create wait lines so that a person will either die waiting for treatment or just give up and drop out of the que.

    At least in America, if an insurance company gives substandard service, you can choose somebody else. You can't in Canada. If you get substandard service, you can't even take your dollars elsewhere.

    Once the unions get in on the healthcare, it'll be just like your education system. You'll pay far more and get less results than other countries. Did you know that the US spends far more on education, per student, than many other countries, but stands about 25th place?

    That's where your healthcare system is going if you opt for government sponsored.
    Posted in: General Discussion (non-Diablo)
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    posted a message on Your Awww for the day
    Quote from "Absolut" »

    awww

    He ain't so cute anymore.

    Posted in: Off-Topic
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    posted a message on Politics
    I understand the side that supports public healthcare. I understand the fantasy of many paying so that the few needing vital and life saving treatments that they can't afford otherwise and the cruel private insurance companies can add to their bottom line.

    But that is not how it works.
    Posted in: General Discussion (non-Diablo)
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    posted a message on Politics
    Quote from "VegasRage" »
    Sounds like you paid $3,400 less than I did for nothing, of course I can back out of my plan and pay nothing, but if I then have an accident and need emergency care, I will be stuck with 100% of the care and likely refused care if it is too much. Where at least you will probably get the care you need under that situation. But again medicaid and medicare are deeply in debt so that option won't be lasting much longer here either. I'm not seeing any good options at this point, like i said I'm not for or against public health care, both systems are in severe trouble.

    If I need a band-aid or an arm splint, I will get care.

    I could probably afford to do that anyway.

    If I need something that I can't afford, like treatment for a heart ailment or something, I will not get the care anyway under government. I am paying for something I wouldn't receive.

    And I can't get out.
    Posted in: General Discussion (non-Diablo)
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    posted a message on A Look at the BlizzCon 2009 Floor Plan.
    Quote from "Musica" »
    Could someone please explain what we know Blizzard is going to be releasing at Blizzcon (two new character classes)? I've never used Twitter before and I've got to admit, I'm having a difficult time navigating it and figuring out what's going on.

    It'll all be available on You-tube a day or two after the event, I wouldn't worry about figuring out Twitter. :)
    Posted in: News & Announcements
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    posted a message on Politics
    Quote from "VegasRage" »
    I know this is a bit wordy but please read this and you will see the conundrum of the debate. First I'll say I take no hard position with public or private, I work in the industry and our company has government contracts with Medicaid and Medicare which are both public programs, and both are incidentally running on IOU fumes today. We also have commercial accounts with several of the major private insurance companies
    There are severe problems on both fronts, current public healthcare is broke and in debt as I just pointed out, and private is insanely expensive. I'm not sure what source came up with the survey saying 85% of the people are happy with their private healthcare study. I think the study is disingenuous and limited in scope, the debate in the media is a joke focusing on people having fits at town hall meetings and the substance of the issues has taken a back seat.

    Over 40 million people are currently uninsured because they can't afford private healthcare (they have no choice), so private healthcare is failing as badly as Medicaid and Medicare. Personally I have private health care and while I am somewhat happy with the services my wife received (I haven't needed it) I am not happy at all with it's cost or my plan, in fact as you will see I have had no good choice at all.

    I've been in the work force for about 30 years and have watched my free healthcare provided 100% for me by my employer turn into a small $10.00 a month fee for myself and my family (this is the way it use to be for many), which has now ballooned into $700 a month for my family. The latest plan which incidentally is with one of our commercial customers is one of the worst plans I have had the option of paying for. I now have an HRA plan (Bush's privatization plan) which was sold as the best plan, I pay the first $5,000 upfront and then the insurance company will start to pay after that, which I am paying $700 a month for this plan.

    My wife needed to use it up front and so I am paying 100% of her medical bills now, her services just barely exceeded $5,000 (for just tests), and she was told she needed a $20,000 highly intrusive surgery. She has opted to try a homeopathic treatment first because the surgery is brutal and will not prevent the condition from recurring, our insurance doesn't cover that. So here is the end result, I am paying 100% of her medical bills, plus I am paying $700 a month to a plan that gave me almost nothing, and I am paying 100% of her homeopathic medicine which so far in the last 6 months has been about $1000 out of pocket.

    Result:

    • I got screwed on my private healthcare plan's monthly fee which is $8,400 from my annual salary for nearly zero coverage.
    • I got screwed on what my plan will cover in alternative treatments, and I'm left paying for everything which to date is about $6500.00 out of pocket.
    • Total amount I am paying out of pocket $14,900
    • Total amount my insurance company paid $500
    • Total amount my insurance company is making from me after paying out my $500 expense $7,900
    But remember 85% of those surveyed are happy with their private health care plan because they have a choice.

    I'm Canadian and I have government sponsored healthcare. I pay, at least, $5,000 a year in my taxes for a system I don't use. I'd rather use the money otherwise, but I pay and pay and I can't get out. At least with private insurance, if I didn't like it, I could get out. If I withheld what I pay in my taxes for a system I don't use, I'd go to jail.

    Government healthcare systems are really great at dealing with stuff that you can deal with at home, like band-aids. However, if you need acute care, like a heart attack, or life-maintanance care, like HIV, you are hooped. So don't expect any changes here on your part.

    If you're paying out of pocket with a private system, you're going to pay out of pocket, assuming you'll even be allowed to seek alternative treatments, for the government option.

    Once government unions get involved, good luck. It'll be like the education system where Americans pay more per student than many countries combined, for a system that has Americans ranking about 25th in the world.

    I think the question needs to be asked, is who are the 40 million who don't have healthcare in the states?

    You'll find the majority are either young men, who wouldn't pay if it meant giving up some coin for some beer or paint-ball expedition or they are illegal immigrants who shouldn't expect to get covered for a system they don't contribute to.
    Posted in: General Discussion (non-Diablo)
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    posted a message on Politics
    Quote from "Ranim" »
    I hope it all gets a lot worse. a few centuries down the road we'll be better off possibly. Either way we have to say fuck off to capitalism. We simply can't continue on with it. Scientists say we've got roughly 70 years before the planets resources are basically mined.

    That's what Thomas Malthus said, 250 years ago.
    Posted in: General Discussion (non-Diablo)
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    posted a message on Politics
    Quote from "VegasRage" »
    Yeah there is a load of fear mongering going on now over health care, death squads etc. Funny none of these outraged people who think private health care which has doubled in cost over the 10 years are outraged at the insurance company death squads choosing those who gets to live or die every day, oh but that's just corporate corruption. These incensed people need to turn on their brains and realize national health care might suck, but then again so does private heath care currently for most Americans. Those on medicaid and medicare are already on a national health care program, and it's flat out of money and borrowing heavily. We have no easy answers now.

    The difference is that with insurance companies, you can choose to pay more for better services.

    With public healthcare, even you are willing to pay alternatively, the government can say no.

    Surveys show that about 85% of Americans were happy with their healthcare, so it couldn't have sucked that much.
    Posted in: General Discussion (non-Diablo)
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    posted a message on All the little "Cheats"
    Forgive me, but how do you do a chaos run?

    I'd love to try it.
    Posted in: Diablo II
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    posted a message on Cows Question?
    Quote from name="Lt Venom" »
    I tried to make a cow game, but when I put the stuff in Horadric Cube, my sorceress says "I can't do this yet." I have beaten Baal, and I haven't been to any cow games with her previously. She is Nonladder. What is wrong?

    Likely there's at least one quest you didn't attend to, check your quest log.
    Posted in: Diablo II
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    posted a message on So... the other 3 classes?
    Quote from "Kenzai" »
    "There wont be a 'healing class'. All classes are meant to kill." - Blizzard

    Can't we kill them with love?
    Posted in: Unannounced Class
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    posted a message on Politics
    Quote from "Ranim" »
    So then the US Economy has already been dealt a mortal wound?

    What's the scenario when people get to that point of dumping dollars ASAP?

    One word:

    Healthcare.

    Once the Democrats have passed that bill and have to suck the dollars out of the economy to pay for it, it's going to hurt.

    You're talking about at least a 500 billion dollars a year to pay for this thing.

    Quote from "Jonty30" »
    One word:

    Healthcare.

    Once the Democrats have passed that bill and have to suck the dollars out of the economy to pay for it, it's going to hurt.

    You're talking about at least a 500 billion dollars a year to pay for this thing.

    but don't be surprised if it pops a trill.
    Posted in: General Discussion (non-Diablo)
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    posted a message on Politics
    Quote from "Ranim" »
    So hold on a sec are you saying that the markets are going to plunge again?

    What about asia while we're at it, is china anywhere near dumping their investments in us?

    As long as there are assets that don't have sufficient backing, you can expect the market to keep falling.

    That's all falling markets really represent is the expulsion of unsupportable assets.

    I'm glad I'll probably be dead before I need an unsupportable pension plan. :cool:
    Posted in: General Discussion (non-Diablo)
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    posted a message on Fight for your loot?
    Quote from "SFJake" »
    No.

    There will never be any way that is considered fair to everyone.

    Therefore its a complete waste of time to base on damage, or this, or that, or whatever you think really matters.

    Everyone gets their parts. If someone is too lazy, he shouldn't be in your group.

    You could treat that lazy person like a bank and let him store all the good things and at some point later, kill him and take it all.
    Posted in: Diablo III General Discussion
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    posted a message on Best Website to Build a Computer?
    Best Buy.

    The deals are very good right now.
    Posted in: General Discussion (non-Diablo)
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