I have to say, that I've gone from 0 MF to 375 MF and now back to about 225 (fully buffed), and I haven't noticed much practical difference. Yes, I can see when MF is maxed that there are more rares. But the 4-5 legendaries of any value that I've gotten have been when I was at low MF. At 375, a full run of A3 would net me maybe 60-70 rares of which 5-6 were worth evaluating, and 1-2 might net me 1 million+ gold. At 225, a full run nets me 50 rares of which 3-4 are evaluated and 1-2 might net me 1 million+.
PS: I've read the first post so I'm aware of the mechanics at work.
Well, you said you've read the MF sticky so you know that based on their research MF works linearly. Thus more MF is always better if your kill speed stays the same. There are no "sweetspots" or diminishing returns. Your experience with 225 MF vs. 375 MF can be explained with variance.
Going from 325 to 375 is relatively almost the same as going from 0 to 15 MF.
Actually, there is diminishing returns on MF with respect to rares due to how the probability theory works with the number of affixes. It is completely linnear with respect to Legendaries though. The diminishing returns is estimated to be such that at 400% MF you get about 4x the number of rares than with 0 MF whereas if it were linnear you would get 5x because of the base chance (i.e., since at 100% MF you get 2x the rares as 0 MF, at 200% you get 3x, etc, if it were linnear).
For simplicity though, you can say that 375 MF gives you about (375+100)/(325+100) = 1.117 times the legendaries as 325 MF so you gain roughly 12% more legendaries at 375 MF than 325.
Forget the statistics, here's some anecdotal evidence. I killed Diablo on August 29th and since then I've been farming A3. Half of that month I had 300+ buffed MF, often about with what I have now (340 buffed and with the enchantress). I have found exactly 3 legendaries: the pants I'm wearing (which I don't remember dropping now that I think of it), the Manicore (sp?) bow which I sold for 99 million (the low end of its stats) and yesterday, I was very excited about getting my third legendary just after I read this post. I haven't been able to sell that legendary for 2.5 million as yet. How are those odds?
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PS: I've read the first post so I'm aware of the mechanics at work.
Actually, there is diminishing returns on MF with respect to rares due to how the probability theory works with the number of affixes. It is completely linnear with respect to Legendaries though. The diminishing returns is estimated to be such that at 400% MF you get about 4x the number of rares than with 0 MF whereas if it were linnear you would get 5x because of the base chance (i.e., since at 100% MF you get 2x the rares as 0 MF, at 200% you get 3x, etc, if it were linnear).
For simplicity though, you can say that 375 MF gives you about (375+100)/(325+100) = 1.117 times the legendaries as 325 MF so you gain roughly 12% more legendaries at 375 MF than 325.
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