1. My first vote would be to just add a MF swap button and keep on the way we are.
2. If we have to change it, create a new MF "skill" that you can "level" up from say "Pages/Tomes/Books of Magic Find" that randomly drops from mobs. You can have pages drop in normal/NM and give 0.5-1%, and each level of difficulty has a higher MF bump you can recieve from the books/tomes. You can cap it at say 225%, and with 5 NV stacks you have 300%.
So basically, the more you play, the more your MF goes up, the more loot you get. Pretty simple concept.
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2. If we have to change it, create a new MF "skill" that you can "level" up from say "Pages/Tomes/Books of Magic Find" that randomly drops from mobs. You can have pages drop in normal/NM and give 0.5-1%, and each level of difficulty has a higher MF bump you can recieve from the books/tomes. You can cap it at say 225%, and with 5 NV stacks you have 300%.
So basically, the more you play, the more your MF goes up, the more loot you get. Pretty simple concept.